Judicial Claim; Floor clauses

Judicial Claim; Floor clauses

Within our financial advisory services, we meet with clients and report on customers who have been affected by floor clauses in mortgage loans.

  • We claim the file, and we have verified that the Bank of Spain and the Order EHA / 2899/2011, of October 28, on transparency and protection of the customer of banking services have been met.
  • We conducted a study on the liquidation of interests practiced by the bank and the one that should have been applied without intervening the floor clause.
  • Mediation with the financial institution, seek total restitution interest differential since the formalization of the mortgage.
  • Legal support, defense of the interests of the client and presentation of the demand. In cases where no agreement is reached, refund all the interest differential plus legal interest from the date.

On May 9, 2013, the Supreme Court declared null and void unfair terms for “lack of transparency”. Before that many entities annulled them but only from that date, without taking into account interests previously collected.

Now the judgment of the Court of Justice of Luxembourg of the European Union, contradicts the sentence of the supreme court. Enabling Claim from Source. The sentence is the highest judicial body, creates jurisprudence and opens the door to claim any ground clause from the date.

If you have a floor clause on your mortgage, you want to claim the amount.

Contact us without obligation, and tell us your case.

info@esloa.com  +34  962066758

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